HR{	color:#957B52;}

A {	text-decoration:none;}
A:link { color:#FFFFFF }
A:active { color:#FFFFFF }
A:visited { color:#FFFFFF }
A:hover { text-decoration:underline;
	color:#BB83BB}

H1 {font-family:"times","verdana","arial", "helvetica";
	font-weight:bold;
	font-size:28px;
	letter-spacing:11;
	color:#957B52;
	background:#000000;}
H2 {font-family:"times","verdana","arial", "helvetica";
	font-weight:bold;
	font-size:20px;
	letter-spacing:7;
	color:#957B52;
	background:#000000;}
.subhd {font-family:"times","verdana","arial", "helvetica";
	font-size:16px;
	letter-spacing:2;
	color:#957B52;
	background:#000000;}
.btxt {text-align:justify;
	font-family: "verdana","arial", "helvetica","times";
	font-size:12px;
	letter-spacing:2;
	line-height:22px;
	color:#EEEEEE;}
.stxt {text-align:justify;
	font-family: "verdana","arial", "helvetica","times";
	font-size:12px;
	color:#DDDDDD;
	background:#000000;}
.btxt_small {text-align:justify;
	font-family: "verdana","arial", "helvetica","times";
	font-size:9px;
	letter-spacing:1;
	line-height:14px;
	color:#EEEEEE;}
.stxt_small {text-align:justify;
	font-family: "verdana","arial", "helvetica","times";
	font-size:9px;
	color:#DDDDDD;
	background:#000000;}
.dropcap{float: left;
	color:#957B51;
	background:#000000;
	font-family:"times","arial", "helvetica","verdana";
	font: bold x-large Times, serif;
	font-size:38px;
	position:relative;
	top:-3px;}
.payoff {font-family: "verdana","arial", "helvetica","times";
	font-size:8px;
	letter-spacing:2;
	color:#AAAAAA;
	position:absolute;
	right:10px;
	top:-2px;}